Buying a home is serious stuff. It involves making a string of decisions that will affect you for many years to come. In addition, it demands a significant amount of your finances. Clearly, you need to get the home buying process right. Having a real estate attorney guide you through this life-changing venture will help you avoid costly mistakes that could be devastating later on.

In addition to following the expert advice of your real estate attorney, there are other things you can do to make your home buying process easier. The following post provides more details:

Tips To Make The Home Buying Process a Breeze

Chances are, the roof over your head is the single biggest and most important purchase you will ever make, and certainly the most expensive. Whether you are a young couple looking for their starter home or a recent retiree ready to downsize and find something more appropriate, you should approach the home buying process with the seriousness it deserves.

Buying a home is not like buying any other product. For one thing, you could be living with the consequences of your choice for the next 30 years, the amount of time it will take you to pay off the mortgage. For another thing, the average price of a new home is well into the six figures, so you will be putting a great deal of your own money on the line. Before you can find the home of your dreams, you need to prepare yourself, and your bank account. Read more at Realty Breeze News…

There are many steps involved in the home buying process – from identifying a suitable property to obtaining a mortgage and negotiating the price of the home. The closing process is also critical.

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A closing attorney will advise you on the many documents you will need to sign before the title is transferred to you. It is important to understand the home closing process in order to avoid delays, as discussed in the following post:

Simplifying The Home Closing Process

Here are some surefire ways to ensure you are properly prepared for your closing date!

The home closing process is the final hurdle in the race of buying a house and becoming an official homeowner. You are probably anxious to complete the process, and the last thing you want are last-minute surprises. Here are several ways you can ensure the closing goes smoothly.

Understand the Closing Process

Before you enter closing negotiations, it is crucial to fully understand the process. When you know what to expect, you can ask the appropriate questions and clarify anything that may be confusing. This also ensures that all parties are kept in the loop. Human error is natural, but forgotten details can lead to delayed or canceled home sales. Read more at Rory C…

The closing attorney plays a critical role in the home sale by researching the title to ensure it can be transferred to you free and clear. He or she also plays a key role in securing your title insurance. This protects you from future complications which may come up.

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The closing attorney also provides guidance on the documents that should be signed during the transfer of ownership. The following post explains more thoroughly the role of the real estate attorney during the closing process:

The Closing

This is the final financial settlement. The buyer, the seller, their respective attorneys and the attorney for the mortgage holder meet to finalize and execute all the closing documents. These include, among many others:

  1. The Deed
  2. Discharges of Mortgages
  3. Promissory Note and Mortgage
  4. The Truth in Lending Statement which documents all finance charges
  5. Survey or Mortgage Plot Plan

Final Accounting which involves a prorating of property taxes, water bills, etc. Read more at Attorney Ken Shea…

The closing attorney will follow-up after the transaction to ensure that all monies have been distributed to the relevant parties. For all of the reasons given here, it is critical that you hire a closing attorney who is experienced and detail-oriented.

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If you are looking for the best real estate closing attorney to handle your home purchase and closing in the Charlotte region, Jonathan Meek at Meek Law Firm South is your best bet. Visit our website to learn more about us, or reach us by phone at (980) 729-5662.